A truck driver navigating his semi on the highway.

For fleet managers and business owners, managing fuel expenses while ensuring drivers remain accountable can be a challenge. Yet, there is a simple and effective solution: fleet fuel cards. Brands like Phillips 66®, Conoco® and 76® offer comprehensive fleet card programs explicitly designed to help businesses of all sizes control spending, enhance driver responsibility and streamline fuel-related operations across multiple locations and vehicles.

The Phillips 66®, Conoco® and 76® fuel card programs offer integrated tools that let fleet managers view real-time purchase data and analyze trends across the entire fleet.

Unlocking the Power of Fleet Fuel Cards

Fleet cards offer unmatched control and visibility over fuel and maintenance purchases. With a Phillips 66®, Conoco® and 76® fleet fuel card, businesses can set transaction limits, monitor usage and enforce spending controls — features essential for preventing misuse and improving operational transparency. These cards provide a powerful toolset for companies needing detailed reporting, centralized accounting and the ability to track every gallon and dollar spent at the pump.

Whether your business operates in one city or across the country, the ability to manage your fleet fuel expenses from a single account puts you in control. Each card issued is tied to a specific driver or vehicle, offering additional layers of insight and security. For companies that frequently deal with multiple employees, vehicles and regions, this level of visibility is critical.

Fleet Card Benefits that go Beyond the Fuel Pump

Fleet cards do more than just pay for gas. The Phillips 66®, Conoco® and 76® fuel card programs offer integrated tools that let fleet managers view real-time purchase data and analyze trends across the entire fleet. These capabilities reduce unauthorized spending and detect unusual patterns that could signal fraud or misuse.

The security features built into these cards — such as driver PINs, purchase limits and real-time alerts — allow companies to maintain complete control over every transaction. If a driver attempts to purchase fuel outside of approved times, locations or amounts, automated systems can flag or even block the charge, giving business owners peace of mind and reducing operational risk. Here is a quick breakdown of these benefits:

  • Security: driver PINS and odometer readings must be entered at the fuel pump.
  • Purchase controls: restrict purchases by amount, volume, time of day or day of week.
  • Real-time data: purchase details are tracked and recorded as they happen.
  • Real-time alerts: because purchases are tracked as they happen, managers can be instantly alerted when a transaction falls outside of preset parameters.

Options for Every Fleet Size and Type

Every business has different needs, and the Phillips 66®, Conoco® and 76®Fleet Card options reflect that. The Business Fleet Card is ideal for companies that primarily fuel at Phillips 66®, Conoco® and 76® stations. It offers competitive fuel rebates of up to 7¢ per gallon, no setup or monthly fees and detailed online reporting tools.

For companies requiring more flexibility, the Business Universal Card offers access to 95% of U.S. fueling locations and over 45,000 service stations nationwide, supporting mixed fleets and drivers on the road across various regions. The Business Universal card has the same rebate program when drivers fuel at any of the more than 7,500 Phillips 66, Conoco and 76 stations across the country.

This variety ensures businesses — from local delivery services to national trucking companies — can select a card that suits their needs. Additionally, both card types are backed by robust customer support and online account management systems, offering full visibility into every transaction, location and dollar spent.

Improving Accountability Through Data and Insights

A fleet owner reviews on a tablet the analytics of the usage from his team’s fuel cards.

Data is a critical asset for modern fleet managers. With these fleet cards, each transaction is captured with details such as the driver ID, odometer reading, location, date, time and amount. This data is fed directly into online dashboards and reports, enabling the analysis of fuel consumption, driver habits and vehicle performance.

Managers can also use this information to create accountability structures. For example, fuel economy metrics can be tied to specific drivers or vehicles, highlighting best performers and those needing improvement. By associating responsibility with actual usage, fleet cards turn fuel purchasing from a hidden expense into an opportunity for performance management and cost savings.

Whether your fleet is five trucks or 500, these cards scale with your business, provide the flexibility to adapt and deliver measurable returns through savings, insights and control.

Control that Scales with Your Business

Spending controls are a highly valuable feature of Phillips 66® and its partner brands’ fleet cards. Managers can define restrictions based on dollar limits, purchase types, transaction frequencies and geographic location. These features are not just preventative — they’re strategic. They allow businesses to align fuel purchases with operational goals, budget forecasts and internal policies.

Streamlining Operations with Seamless Integration

Integration with accounting systems and exportable data reports reduces administrative overhead and improves accuracy. Business owners can eliminate manual receipt collection, reconcile statements faster and ensure accurate billing for clients or departments. The centralized reporting also supports tax documentation and audit preparation.

Features like customizable alerts, real-time monitoring and mobile tools make the system accessible from anywhere. Fleet managers can receive notifications of suspicious transactions, verify site locations and even track vehicles if GPS services are integrated — all from a single dashboard.

Building a Culture of Responsibility and Trust

Fleet cards reinforce driver accountability. When each employee knows their purchases are being tracked and reviewed, there’s a natural improvement in behavior. Drivers tend to adhere more closely to company policies, and unauthorized activity becomes rare. This culture of responsibility contributes to safer driving, lower vehicle wear and greater pride in job performance.

Moreover, when employees are equipped with the right tools — like mobile access to their card balances, payment history and fueling policies — they feel more empowered and trusted. This mutual trust reduces turnover and fosters a stronger team dynamic.

One Fuel Card, Countless Advantages

For businesses relying on vehicles, fuel expenses are inevitable; however, if left unmanaged, they can spiral out of control. Phillips 66®, Conoco® and 76® fleet cards offer the tools and infrastructure needed to manage these costs proactively. Whether your fleet is five trucks or 500, these cards scale with your business, provide the flexibility to adapt and deliver measurable returns through savings, insights and control.

By equipping your drivers with secure and scalable fleet fuel cards, you ensure every gallon purchased serves a purpose. You protect your bottom line, empower your employees and position your company for long-term success in a competitive marketplace. Visit phillips66fleet.com to find the right fuel card for your fleet.