
Fuel management plays a crucial role in reducing costs and streamlining operations for today’s fleet-based businesses. Whether managing a small company or a national corporation, optimizing expenses, improving security, and enhancing tracking are essential to controlling overall vehicle costs. Fleet fuel cards have emerged as one of the most impactful tools for fleet managers to gain insights, limit unauthorized purchases and maximize efficiency across fleet operations.
Purchase controls contribute to increased security. Fleet managers can set transaction limits by amount, fuel volume, fuel type, hours of the day, days of the week and more.
Unlocking Savings with Fleet Fuel Cards
For any fleet manager, keeping fuel expenses in check is an ongoing challenge. Phillips 66®, Conoco® and 76® fleet fuel cards offer structured solutions that bring transparency to every fuel purchase. By equipping drivers with a dedicated fleet card, businesses gain control over where, when and how much fuel is bought.
Fuel card savings can add up quickly. Both fleet cards offered by Phillips 66, Conoco and 76 include fuel rebates of up to 7¢ per gallon at any of the more than 7,500 Phillips 66, Conoco or 76 branded gas stations across the U.S. These direct savings can add up quickly, regardless of the size of your fleet.
Beyond fuel savings at the pump, cardholders have access to special discounts that can further reduce fleet-related expenses. These discounts include exclusive pricing on auto parts, tires, hotels and more.
Streamlining Fleet Management through Advanced Tracking
One of the key ways fleet fuel cards improve operations is through powerful tracking capabilities. Every purchase is captured and recorded in real time. Managers can access detailed reporting on fuel purchases, maintenance charges and overall fleet spending through intuitive dashboards. With these analytics, fleet managers gain real-time insights into driver behavior, vehicle usage and spending patterns — critical data for decision-making and identifying areas of inefficiency.
By integrating fuel cards with GPS and telematics systems, businesses can match fuel transactions to vehicle locations, monitor job site arrival and departure times and eliminate side jobs done on company time. This level of monitoring not only reduces fraud but also improves driver accountability, ultimately saving time and money.
Enhancing Driver and Vehicle Performance

Fuel cards do more than track expenses — when combined with telematics, they’re an essential tool for enhancing driver performance. With clear insights into driver behavior, such as speeding, idling or erratic fueling patterns, managers can identify risky driving habits that lead to increased maintenance costs or safety issues. Incorporating data from telematics, vehicle diagnostics and dash cam footage, fleet managers can deliver targeted coaching to drivers to reduce risky road behavior and improve overall vehicle efficiency.
Additionally, fleet cards help manage routine vehicle maintenance by providing notifications and detailed logs of oil changes, repairs and inspections. With maintenance reminders and repair history at their fingertips, fleet operators can schedule service proactively, minimizing downtime and extending vehicle lifespans.
Fuel Card Solutions for Every Business
Phillips 66 offers two main fleet fuel card options tailored to diverse business requirements: the Business Fleet Card and the Business Universal Card. The Business Fleet Card is ideal for companies that primarily fuel at Phillips 66, Conoco or 76-branded stations. For fleets that need to fuel wherever their routes take them, the Universal Fuel Card is accepted at 95% of U.S. fuel stations and over 45,000 service locations, blending broad access with detailed tracking and management tools.
Both cards provide real-time monitoring, expense tracking, purchase alerts and mobile access via the app — features essential for agile business operations.
Improved Security and Reduced Fraud
Security is a top priority in fleet management. With fuel cards, businesses can reduce risk by replacing cash and personal credit cards with secure, PIN-protected fleet cards. These cards can be tied to individual drivers or vehicles, ensuring every transaction is easily traceable. Fraud controls, such as pump prompts (requiring driver ID or odometer readings) and real-time transaction monitoring, drastically reduce fuel theft and misuse.
Purchase controls contribute to increased security. Fleet managers can set transaction limits by amount, fuel volume, fuel type, hours of the day, days of the week and more. These controls help limit unnecessary spending and help drivers adhere to a company’s fuel spending policies.
In the case of suspected fraud or misuse, fleet managers can immediately deactivate cards, adjust controls, or restrict fuel types. This level of responsiveness empowers teams to protect both their drivers and their bottom line.
From logistics and construction to government and retail sectors, fleet cards provide solutions tailored to industry-specific needs.
Telematics integration for improved fleet operations
Modern fleet cards are data powerhouses, especially when integrated with GPS tracking and telematics. Fuel cards enable more efficient route planning, optimized fuel usage and accurate jobsite verification. Fleet managers can analyze trip histories, reduce unnecessary mileage, and enhance vehicle efficiency. For instance, by using real-time location data and geofencing, businesses can ensure that drivers adhere to planned routes and stay within designated areas, improving safety and compliance.
Advance Reporting
Fleet cards have some incredible reporting capabilities. Fleet managers can set up reports to run automatically, with insights delivered directly to their inbox. Monthly summaries and customizable dashboards provide a clear picture of vehicle performance, fuel consumption habits and service needs.
Scalability and Support for Growing Fleets
Regardless of the size of your fleet, Phillips 66, Conoco and 76 fuel cards scale with your business. As fleets expand, centralized management becomes even more important. With multi-user access, team roles and permissions, large organizations can delegate responsibilities while maintaining oversight. From logistics and construction to government and retail sectors, fleet cards provide solutions tailored to industry-specific needs.
Fleet managers can rely on 24/7 support and dedicated account management to ensure issues are resolved promptly and the right tools are in place to support evolving operational goals.
The Bottom Line: Efficiency, Savings and Control
Fuel cards are a cornerstone of successful fleet management. With benefits that span expense control, security, real-time tracking and operational flexibility, they empower fleet managers to reduce fuel costs, enhance driver accountability, and streamline day-to-day operations.
Phillips 66, Conoco, and 76 fleet fuel cards deliver a robust suite of features for businesses aiming to optimize operations. Whether you’re a small business seeking cost savings or a national fleet striving for enterprise-level efficiency, these tools offer the transparency, control and support necessary to fuel smarter decisions. Visit phillip66fleet.com to learn more.