A fleet owner happily stands in front of her fleet of trucks.

Fuel consumption patterns across your fleet can reveal significant opportunities for savings, security and operational efficiency. With the right fleet fuel card, businesses can transform how they monitor and manage fuel expenses, gaining actionable insights enhancing control and accountability across all vehicles and drivers.

The cornerstone of any fleet card program is the ability to generate online reports detailing every transaction.

Fleet fuel cards from trusted brands like Phillips 66®, Conoco® and 76® provide comprehensive solutions going beyond payment — they are tools for better reporting, fraud prevention, driver management, and optimized fuel purchases. By examining the details of consumption data, fleet managers can reduce waste, manage spending limits, and enhance business outcomes through real-time monitoring and automated reporting.

Visibility into Driver Fueling Behavior

The cornerstone of any fleet card program is the ability to generate online reports detailing every transaction. From the amount pumped at the gas station to the exact location and driver ID, this data equips fleet managers with complete transparency into fuel spend.

Each purchase is tracked in your fleet card dashboard, allowing you to review:

  • Gallons purchased.
  • Time and location of fueling.
  • Location name and type.
  • Vehicle or driver linked to the transaction.
  • Exceptions and alerts for policy violations.

All these details are tracked in real time. Having this information in one place and always available is essential for business owners managing multiple employees, ensuring every fuel purchase use is tied to legitimate company activities. With real-time purchase data, it becomes easier to identify outliers, such as unauthorized fill-ups, fueling outside of assigned routes or frequent top-offs that deviate from expected mileage and maintenance cycles.

Control and Security through Advanced Fuel Card Features

Phillips 66®, Conoco® and 76® fleet cards come with built-in security features and purchase controls designed to minimize risk and prevent misuse. Fleet managers can:

  • Assign unique PIN codes to each employee.
  • Set purchase limits based on vehicle type, fuel type or time of day.
  • Restrict cards to authorized fuel locations.
  • Disable lost or stolen cards instantly via a mobile app or web dashboard.

These features provide a reliable way to enforce company policies, reduce exposure to fraud and more effectively control cash flow. Employee spending becomes predictable and aligned with operational goals, contributing to cost reductions and more accurate accounting.

Analyzing Consumption for Cost Savings

A fleet driver happily gets in the cab of his truck.

Beyond basic tracking, the Phillips 66®, Conoco® and 76® Business Fleet and Business Universal cards empower companies with powerful analysis tools. You can filter usage by driver, location, date, and vehicle, making it easier to spot trends and make informed decisions.

For example, consistent over-fueling by certain drivers may indicate engine issues, inefficient routing, poor driving habits or potential fraud. Identifying this early lets you take corrective action — saving both money and mechanical wear.

Monitoring fuel prices across regions allows you to encourage fueling at locations offering the best discounts or rebates, further enhancing your bottom line. Fleet managers can even create alerts when fuel costs exceed a preset threshold, improving budgeting accuracy and reducing surprises.

Nationwide Acceptance and Operational Flexibility

The Business Universal card is accepted at 95% of U.S. fueling stations and 45,000+ service locations, offering coverage that supports fleets of all sizes and operational footprints. Whether your trucks operate locally or cross-country, these cards ensure drivers have access to gas, maintenance and tire services wherever they go.

This broad acceptance prevents downtime and makes route planning more efficient. A fleet card acts as a single payment method across a variety of merchants — reducing the need for reimbursements or company credit cards and centralizing all spending in one secure system.

Understanding driver fuel consumption patterns is more than a strategy — it’s a necessity in an industry where every gallon, transaction and minute counts.

The Business Fleet card still offers flexibility. It is accepted at over 7,500 Phillips 66®, Conoco® and 76® gas stations and has no annual or card fees. Both cards often offer users up to 7¢ per gallon fuel rebates at any Phillips 66, Conoco or 76 locations. Additionally, both cards provide businesses with access to discounts on fleet-related purchases, including hotels, tires and auto parts.

Benefits that Scale with Your Fleet

From small businesses to large fleets, Phillips 66®, Conoco® and 76® fleet cards offer customizable solutions that scale with your operational needs. Businesses have card options including:

  • No setup or monthly fees (Business Fleet card only).
  • Potential fuel rebates and discounts.
  • Tools to simplify reporting, tax and expense tracking.
  • Compatibility with third-party systems for accounting integration.

As your company grows, these tools grow with you — helping you manage more drivers, more vehicles and more data without compromising control or security.

Streamlined Administrative Processes

Manually reconciling fuel receipts is a time-consuming and error-prone process. With fleet cards, you gain automated expense reports, instant access to purchase history and the ability to export accounting data directly into your system.

This reduces back-office workload, accelerates billing cycles, and minimizes the risk of missing information. Features like geofencing and real-time alerts further reduce the time required to manage driver behavior and enforce location-based policies.

Empowering Better Fueling Decisions

Using the robust insights and tools provided by Phillips 66 fleet card programs, fleet managers can plan better routes and coach drivers to make smarter fueling decisions. This includes choosing gas stations with the best per-gallon rate, fueling during off-peak hours or avoiding unnecessary fill-ups that don’t align with route assignments.

Through better-fueling practices, businesses benefit from:

  • Lower fuel costs.
  • Reduced wear and tear.
  • Fewer maintenance incidents.
  • Improved driver accountability and performance.

A Better Way to Fuel your Fleet

Understanding driver fuel consumption patterns is more than a strategy — it’s a necessity in an industry where every gallon, transaction and minute counts. Fleet fuel cards from Phillips 66, Conoco and 76 offer the features, data and controls required to master your fuel spend, reduce expenses and run a more efficient fleet.

Ready to elevate your fleet management? Explore the tools and benefits of a Phillips 66®, Conoco® and 76® fleet card account today and put data-driven insights in the driver’s seat of your operations.